Coverage Options
Tailored Insurance Solutions for RV Owners
01.
Total Loss Replacement
Our Total Loss Replacement Settlement ensures that in case of a total loss, you’ll receive a brand-new RV of the same make and model. This means you won’t face the disappointment of receiving a reduced, depreciated value, allowing you to replace your RV without significant out-of-pocket expenses.
02.
Agreed Value Settlement
With our Agreed Value Settlement, you can select a specific value for your RV at the start of your policy. In the event of a total loss, this coverage simplifies the claims process by guaranteeing up to that stated value, protecting you from the unpredictability of the depreciated market value.
03.
Emergency Expense Coverage
When your RV becomes uninhabitable due to covered damage, our Emergency Expense Coverage kicks in to ensure you’re taken care of. It provides assistance for necessary hotel and meal expenses, allowing you to maintain comfort and peace of mind while navigating unexpected disruptions in your RV lifestyle.
04.
Pest Damage Protection
Our Pest Damage Protection coverage is essential for RV owners, safeguarding your vehicle against the costly destruction caused by pests like rodents, insects, and birds. This important coverage not only preserves your RV’s integrity but also ensures that you can enjoy your travels without worrying about unexpected pest issues.
Our Process
How We Make RV Insurance Easy
Personal Consultation
We discuss your unique RV insurance needs.
Tailored Solutions
We customize coverage options that fit your lifestyle.
Seamless Claims Process
Enjoy a straightforward and efficient claims experience.
Join the Smart RV Insurance Family for Peace of Mind
Protect your RV lifestyle with tailored coverage options designed for every adventure. Get your quote now!