Smart RV - Smart RV Insurance

Smart RV Insurance

The Authority On RV Insurance Coverage

Comprehensive Knowledge for All RVs

Class A Motorhome

Class A Motorhomes

Class B Motorhome Camper Van

Class B Motorhomes

Class C Motorhome

Class C Motorhomes

Travel Trailer

Travel Trailers

Fifth Wheel Trailer

Fifth Wheels

Meet Monty, Your RV Insurance Guide

From loading up the rig to hitting the open road, Monty’s got your back every step of the way.

RV Coverage Options

Customize your policy with these valuable coverage options designed specifically for RV owners.

Total Loss Replacement Settlement

In a total loss, the company will buy you a new/untitled RV of the same make & model, rather than paying the depreciated value.

Agreed Value Settlement

In a total loss, the company will pay up to the stated value on the policy, rather than paying the depreciated value.

Disappearing Deductibles

Each claim-free year your deductible will be reduced by a specific amount.

Emergency Expense

Coverage for hotel and meal expenses if you can’t use the RV because of a claim.

Personal Effects

Coverage for contents you bring into the RV which are not permanently attached.

Vacation Liability

Coverage for while the RV is parked at a campsite, if someone is injured in or around your RV.

Full Timers Liability

Coverage for legal liability, similar to homeowners liability, that covers you everywhere you go.

Pest Damage Protection

Coverage for damage to your vehicle caused by birds, rats, mice, insects or other rodents and vermin.

Roof Protection Plus

Coverage to repair or replace your vehicle’s roof if it’s damaged. This includes damage caused by general wear and tear, and damage to other parts of your vehicle caused by the roof.